Homeowners Insurance Agency in Gulfport, Pascagoula, and Wiggins

 
Your home is likely the largest financial investment you will make. Make sure it's protected with homeowner's insurance from AA The Insurance Store.
The homeowners insurance policy is a package of different coverages contained in a single policy, making it cost-efficient to buy. There are five types of coverages contained in the homeowners policy:
  • Property damage coverage protects your home or belongings if they are damaged or destroyed by certain perils.

  • Liability coverage protects you against a claim or lawsuit resulting from (non-auto) bodily injury or property damage to others caused by your negligence.

  • Medical payments coverage will pay for medical treatment for persons accidentally injured on your property and certain situations away from your home whether or not you were at fault.

  • additional living expenses coverage will pay for you to move into a motel or apartment temporarily and will cover certain other additional living expenses when you cannot live in your home because of damage that is covered by your policy.
Other coverages provide coverage for the contents of your home, other structures on your property, and trees and shrubbery
 
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Flood insurance
Standard homeowners insurance does not provide coverage for damage due to floods. Depending on your home's location, you may qualify for federal flood insurance. If your home is l located in a flood plain, your lender should require flood insurance. But, just because your home is not in a designated flood plain,don't assume you will never incur flood damage. Federal flood insurance is sold through the National Flood Insurance Program (NFIP) by insurance agents.
 
Man sitting in flooded living room using phone — Insurance in Gulfport, MS